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What does accepting Monero give your business?

You receive money in several minutes. Monero transactions are confirmed quickly and reliably. Customer paid — money arrives in your account. You can ship goods or provide services without long waiting.

Save on fees. Our acquiring fee starts at 0.4%. Monero network fees are minimal — a few cents per transaction. For comparison: bank acquiring charges 2–3%, plus additional fees for international payments.

Attract an audience that values privacy. Monero is a cryptocurrency with maximum transaction anonymity. It's used by people for whom financial operation confidentiality is a priority. These are entrepreneurs, freelancers, clients from countries with restrictions who value financial freedom. Many of them are willing to pay a premium for the ability to use private payments.

Enter the international market with complete confidentiality. A customer from any country pays you privately, bypassing banks and their control. No banking blockages, sanctions, and transaction tracking. Especially important for businesses working with clients who need additional confidentiality.

Protection from banking chargebacks. Unlike card payments, there are no banking mechanisms for unilateral fund returns. Disputes are resolved through clear processing rules.

Operate legally in compliance with laws. Privacy does not mean illegality. We encrypt all operations according to international standards and comply with legal requirements in jurisdictions where Monero is permitted. Your business is protected.

How to set up XMR acceptance for your business

We understand that private cryptocurrencies raise questions about legality, regulation, and compliance. That's why we're ready to discuss your specific situation and explain all the nuances of working with Monero.

Write to us — and we'll select a solution for your business. We'll explain the legal aspects, set everything up together, answer questions, and help you start accepting XMR.

With Heleket you get not just acquiring — you get a partner interested in growing your business.

Launch payment acceptance in cryptocurrency in two steps

Register or leave a request

Create an account yourself in a couple of minutes or write to the manager. They will help set up cryptocurrency payment acceptance for your project.

Register

Talk to a manager

Connect payment acceptance

Install the ready-made module for your CMS or connect via API. We have clear documentation in several languages and code examples.

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Ready modules for CMS

Integrate with popular platforms in just a few minutes. Simply install the plugin - and cryptocurrency payments are already available to your customers.

Our advantages

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Crypto payments acceptance

Customers pay through a widget on your website or directly from their mobile wallet in just a couple of clicks.

Crypto wallet

Store and convert funds in your Heleket balance, and withdraw them to your wallet or account when needed.

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Automatic payment conversion

Automatically convert incoming payments into stablecoins (USDT/USDC) and protect your revenue from exchange-rate fluctuations.

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Personal manager

A dedicated specialist assists you with the setup and remains in contact even after your project launches.

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Referral up to 30%

Invite projects and partners, and earn regular income from their payments.

Frequently Asked Questions

Why is Monero better than other cryptocurrencies for payments?

Monero provides complete transaction anonymity thanks to ring signatures, confidential addresses, and ring confidential transactions that hide the sender, receiver, and amount.

Who pays in Monero?

This is an audience that values digital hygiene and privacy above all (cybersecurity, IT sphere, libertarians). These are loyal customers who fundamentally don't use cards or transparent blockchains. By giving them the ability to pay anonymously, you get customers your competitors will never get.

If the blockchain is hidden, how will the system understand that the customer paid for my specific order?

For each order, we generate a unique integrated address (or subaddress). The system automatically scans the blockchain using the View Key and instantly records fund arrival. You don't need to manually verify hashes — you just see "Paid" status in your personal account.

Do I need to wait long for confirmations?

Monero works fast. Blocks are created every 2 minutes. Usually 2-3 confirmations (about 4-6 minutes) are enough to consider the transaction final. This is slightly longer than InstantSend in Dash, but the price of this delay is complete transaction anonymity.

Is accepting Monero legal?

Privacy is a right, not a crime. Accepting XMR itself is not prohibited in most jurisdictions. This is analogous to accepting cash. The main thing is how you report to the tax authority. Heleket provides you with acceptance tools, and reporting remains on your side.

What are the risks when accepting XMR?

Regulatory restrictions in some countries, exchange rate volatility (quick conversion recommended), audit complexity due to transaction privacy. Heleket helps minimize risks by providing transparent processing and integration support.