What is Heleket Virtual Card and Why You Need It
A virtual card is a regular bank card, but without physical plastic. It has a number, expiration date, and CVV code, just like a regular card. The difference is that a virtual card exists only in digital form — you see its details in your personal account.
Virtual cards work the same way as regular ones: you enter the card number when paying for purchases online, and money is debited from your balance. The only difference is there's no plastic that you need to carry in your wallet.
Heleket virtual card is a special card for those who keep money in cryptocurrency. It allows you to use cryptocurrency for purchases in regular online stores without converting it through exchanges.
How Heleket Virtual Card Differs from Regular Bank Card
Cryptocurrency Top-Up
You top up a regular bank card through a bank — by transfer from another card or with cash. You top up Heleket virtual card directly from a crypto wallet. You send Bitcoin, Ethereum, USDT, or another cryptocurrency to the card address — the money is automatically converted to USD and credited to your balance.
No Bank Connection
A regular card is issued by a bank and linked to your bank account. Heleket card is not connected to any bank. It's a card that works based on your cryptocurrency balance.
Quick Registration Without Bureaucracy
To get a regular bank card, you need to come to a bank branch with a passport, fill out documents, and wait for the card to be issued for several days. You create Heleket virtual card online in a couple of minutes without trips to the office and queues.
Global Availability
Regular bank cards may not work abroad or have restrictions on purchases in some countries. Heleket virtual card works everywhere Visa is accepted — without geographical restrictions. You can buy goods on websites from the USA, Europe, Asia, and any other regions.
Privacy
When you pay with a regular bank card, the bank sees all your purchases and can share this data with third parties. With Heleket virtual card, your purchases are not linked to a bank account. The seller only sees the card details.
How Heleket Virtual Card Works
Step 1: Top-Up from Crypto Wallet
You send cryptocurrency from your wallet to the address specified in your Heleket personal account. You choose cryptocurrency, copy the address or scan the QR code — and send the required amount.
The transfer is processed on the blockchain. Speed depends on the chosen cryptocurrency: usually credited within a few minutes.
Step 2: Conversion to Fiat
After cryptocurrency arrives at your address, it is automatically converted to euros. Conversion happens automatically.
Step 3: Card Works as Debit
After top-up, the card becomes a regular Visa debit card. You use it to pay for purchases in online stores, service subscriptions, applications, and any other online payments. You enter the card number, expiration date, and CVV code — exactly the same as with a regular card.
Money is debited from the card balance instantly. The seller receives payment confirmation in seconds, the order is processed as a regular purchase.
Step 4: Accepted in Many Services and Online Stores
The card works everywhere Visa is accepted. These are millions of online stores, streaming services, subscription platforms, marketplaces, and other online platforms. If a website has the option to pay with a Visa card — Heleket card will work.
Why Heleket Is the Best Choice for Beginners
Card Issued in Minutes
To create a virtual card, you need to register on the Heleket website. You enter your email, create a password, confirm your email — and the card is ready. No need to upload a passport, selfie with documents, or have a video call with a bank.
For beginners, this is critically important: you don't waste time on bureaucracy and can immediately start using cryptocurrency for purchases.
No Hidden Fees
Card issuance costs $5. Top-up fee is 3.5%. The fee is transparent and displayed before sending funds.
Many banks charge a monthly card maintenance fee. With Heleket, there are no such surprises — you always know how much you'll pay.
Clear Interface
Heleket personal account is made as simple as possible. You see card balance, transaction history, top-up address, and all card details on one screen. No need to figure out complex settings or search for needed information in menus.
Fast Support
If you have questions, Heleket technical support responds quickly. Support is available via Telegram — you get a response within minutes, not hours or days like with banks. For beginners, this is especially important: you can ask any question and get a clear explanation.
Security
Heleket uses modern security protocols for every transaction. Your data and funds are protected. All operations go through the blockchain, which ensures transparency and impossibility of fraud by the platform.
What You Can Pay For
Neural Networks: Open AI, Claude, Cursor, Gemini, Leonardo AI
Subscriptions: Spotify, Netflix, Youtube Premium, Apple Music, Discord
Hosting and Cloud Services: OVHcloud, Hetzner, Cloudflare, Replit
Games: Steam, Epic Games, Xbox Gamepass, PlayStation
Advertising: Facebook Ads, Google Ads, TikTok Ads, Reddit, Ahrefs, Semrush
Design: Figma, Adobe, Canva, Envato
Travel, Taxis, Delivery Services: Booking, Airbnb, Tripcom, Uber, Grob
How to Create a Heleket Card
Registration
- Go to the Cards section on the Heleket website and click get card.
- Register a Heleket account or log in if you already have one.
Creating a Card
- Top up your Heleket wallet with $20. To do this, click top up. Select wallet and network.
- Enable 2FA.
- Transfer money from wallet to account.
- After topping up your balance, issue the card.
Register on Heleket — create a virtual card in minutes and start spending cryptocurrency as easily as regular money.
